Send money home
from the UAE on WhatsApp.
No new app. No queue at the exchange. See the exact fee and how much your family receives — before you pay. Backed by licensed UAE partners.
- You don't need any app — just WhatsApp
- See the exact fee and INR amount before paying
- Money reaches Amma's bank account in minutes
Rate may vary during the day. Payout to supported Indian bank accounts through our licensed partner.
Built for the ones
who show up for home.
2 million+ Indians live in the UAE. Every payday, most of them queue at an exchange house before they even get home. HomePay is for them — the mothers, fathers, wives, husbands, brothers, sisters who send money home.
The fastest way to
reach home.
Everything through WhatsApp
As fast as sending a message. No app to download. No queue at the exchange house.
Available 24 / 7
Send at 2 AM after a long shift or during Sunday chai. Real human support in your language.
Pay however you like
Card, bank transfer, or your regular exchange-house branch — approved funding rails only.
Delivered in minutes
Direct to Amma's Indian bank account through our licensed payout partner. Receipt on WhatsApp.
Meera just got
the receipt.
In the same WhatsApp thread she uses to send you photos of dinner. That's the entire point. Nothing to download. Nothing to explain. Just a green tick when the money lands.
Send money homeSend from the UAE in
three messages.
The whole flow lives inside the WhatsApp chat you already use every day. Below is what your first transfer actually looks like.
Start a chat with HomePay on WhatsApp
No new app to download. Just tap the WhatsApp button — the conversation is already saved on your phone.
Tell HomePay the amount and the recipient
Just type the amount and who it's for. HomePay remembers Amma, Papa, and your home account after the first time.
Pay securely — HomePay handles the rest
Complete secure KYC + payment once. Your family gets a WhatsApp receipt when the money lands.
No matter the distance,
home is one message away.
“Talking to HomePay is like talking to family. Amma got it in 8 minutes.”
“Every month, no queue at the exchange. Best thing that happened this year.”
“The rate is clear. No hidden fee. My father sees the receipt on the same chat.”
“Full Malayalam support. First transfer was free. Told all my colleagues.”
“It just works. WhatsApp me the amount, pay, done. Feels illegal how easy it is.”
“Send ₹40,000 every month to my wife. Never missed a delivery estimate.”
“The team responded at midnight when I got confused. Real people, real help.”
“Waiting for Pakistan corridor. Please launch soon HomePay!”
“Talking to HomePay is like talking to family. Amma got it in 8 minutes.”
“Every month, no queue at the exchange. Best thing that happened this year.”
“The rate is clear. No hidden fee. My father sees the receipt on the same chat.”
“Full Malayalam support. First transfer was free. Told all my colleagues.”
“It just works. WhatsApp me the amount, pay, done. Feels illegal how easy it is.”
“Send ₹40,000 every month to my wife. Never missed a delivery estimate.”
“The team responded at midnight when I got confused. Real people, real help.”
“Waiting for Pakistan corridor. Please launch soon HomePay!”
Delivered through our licensed partner network
HomePay operates under a licensed UAE remittance partner. Payouts route through RBI-approved bank rails to any major Indian bank.
One corridor.
Perfected first.
We refuse to sprawl. UAE → India is live today. Every new corridor arrives only when the licensed partner and the community are both ready.
Invite a friend.
Both earn AED 50.
Share your HomePay code on WhatsApp. When your friend completes their first transfer, we credit AED 50 to both of you against your next fee.
- 1Grab your unique code from the ops dashboard or ask HomePay for it on WhatsApp.
- 2Share it with friends and family in the UAE — one tap sends the invite via WhatsApp.
- 3They complete their first transfer. Both accounts get AED 50 credit.
Payday in the UAE.
Home before dinner.
Skip the exchange-house queue. Message HomePay, confirm the rate, and go back to your life. Amma's already smiling by the time you're on the metro.
Start on WhatsApp — it's free the first timeEverything you'd ask
before your first transfer.
HomePay is a technology and customer-experience layer. Every regulated activity — accepting your funds in the UAE, KYC/AML, and paying out in India — is handled by our licensed UAE remittance partner and their RBI-approved Indian payout partner. We only make the experience feel simple.
During pilot, single transfers are typically AED 500–9,000, with per-day and per-month limits set by our partner and your KYC level. HomePay will always show your remaining limit before you confirm.
The rate shown in the calculator is a demo rate refreshed periodically. The exact rate is locked inside your WhatsApp chat right before you pay, and stays valid for 15 minutes.
Payout goes to supported Indian bank accounts, with UPI-enabled payout where our partner supports the route. Account + IFSC always works as a fallback. Wallet payout (Paytm, PhonePe) is on the roadmap.
Most bank-account transfers land within 15–30 minutes. Outside RBI banking hours or on public holidays, delivery can take longer. HomePay sends a WhatsApp update the moment the money is received by your family.
Every transfer has a real person on the other side. Just reply to the same WhatsApp chat — our team responds within minutes, in English, Hindi or Malayalam. Failed transfers are refunded to the same funding source.
English, Hindi, and Malayalam today. Urdu, Tamil, Telugu and Bengali land as we onboard more community leaders.